Business Term Loan
Get approved for a lump sum of working capital with fixed payments and flexible terms — up to 84 months. Fast approvals, no fluff, real results.
Simple. Predictable. Built for Growth
Lump Sum
From $5k-$1mm
Predictable
6-84 Month Terms
Repayment Term
Daily, Weekly Or Monthly Payments
What Is a Business Term Loan?
A business term loan provides borrowers with an upfront lump sum of cash that is repaid over a set period of time, or term. These types of loans offer small business owners predictable payments and usually come with fixed interest rates — so you can grow your business with confidence.
Huge Capital can provide qualified borrowers with term loans from $5k-$1mm offering flexible repayment terms of up to 84 months. Get the funds your business needs fast with our quick online application process. Plus get an upfront understanding of the costs with our transparent pricing and tailored support.
Benefits of a Term Loan
No Hard Credit Pulls
Apply for a business term loan with no hard credit pull.
Fast Funding
Receive your funds in as little as 24 hours, so you can fuel your growth.
Build Business Credit
Our term loans can help build business credit history with on-time payments.
How Do Business Term Loans Work?
A business term loan can be an easy, straightforward way to access funds for your business. Typically, you’ll need to complete an online application process and provide the lender with some financial statements. If approved, the lender will offer you a lump sum of money that you agree to pay back over a certain period. The time you have to repay the loan is called the “term” and, depending on the loan, it can last from a few months to several years.
Before signing your loan agreement, be sure to review things like the repayment schedule and interest rate. Look for lenders that offer flexible terms and loan options that fit your business needs. Huge Capital offers multiple repayment options so you can choose the one that works for your business. Plus with on-time payments, a Huge Capital Term Loan can help you build your business credit history.
Apply For a Term Loan In Minutes.
Our streamlined process is designed to be completed in just minutes.
Complete The Application
Get A Decision
Work with an expert loan advisor to choose the best option for you.
Receive Your Funds.
Receive your funds. Sign your contract and get funds as soon as the same day.
Are We a Match? Here’s What Most Qualified Applicants Look Like.
6 Months
Time In Business
Business
Checking Account
$100K
Annual Business Revenue
600
Personal Credit Score
Is a Business Term Loan Right For You?
FAQs
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Your approval amount depends on revenue, time in business, credit score, and your ability to repay. Most clients receive between $25,000 and $250,000, though we fund deals as small as $5K and up to $1MM.
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We typically start with a soft pull to pre-qualify you — which doesn’t affect your credit score. If you choose to move forward with a specific offer, a hard pull may be required, but we’ll let you know in advance.
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Rates and costs vary depending on the offer, structure, and your qualifications. Bank loans might be 9–15% APR; other products often use a “factor rate” instead. We’ll show you clear numbers upfront before you commit.
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Instead of applying on random lending sites and risking your file getting blasted to dozens of lenders — which can damage your credit and kill your chances of funding — we take a smarter approach.
We underwrite your file once and place it directly with our internal lending team or the bank best suited for your goals. No shotgun submissions. No endless sales calls. Just a tailored process designed to get you funded fast, with transparency and respect.