Equipment Financing

Access equipment financing with $500,000+ approvals in as little as 24 hours. Preserve cash flow while getting the equipment your business depends on. Flexible terms. Fast decisions.

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Acquiring the Tools You Need to Grow

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$500,000+

For Qualified Borrowers

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Preserve Cashflow

Fast Approvals for Quick Acquisitions

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24-48 Hour Approvals

Flexible Payments to Preserve Cashflow

What Is Equipment Financing?

Equipment financing is a practical solution that allows business owners to acquire the machinery, tools, vehicles, or technology they need to operate and grow — without the burden of paying the full cost upfront. Instead, you get fast access to the equipment and pay over time through affordable monthly installments. These loans are typically secured by the equipment itself, often making approval easier than unsecured funding. Terms are flexible, rates are competitive, and you retain the liquidity to focus on other areas of your business.

Whether you're launching a startup or scaling an existing operation, Huge Capital helps simplify the process. From construction and transportation to healthcare and manufacturing, we offer financing solutions tailored to your needs. Programs range from minimal doc approvals for faster funding to full documentation options for lower rates. Get the gear you need — with less hassle, fast turnarounds, and the support of a team that knows business.

Benefits of Equipment Financing

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Preserve Working Capital

Get the equipment your business needs without draining your cash reserves. Finance 100% of the purchase cost and keep your capital free for other expenses.

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Flexible Terms

Choose from a variety of term lengths and structures — including seasonal or deferred payments — designed to match your cash flow.

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Speed + Simple Process

From application to approval, we make it easy. Whether you need same-day funding or prefer a full-doc, lower-rate option, we streamline the process to get you funded quickly.

How Does Equipment Financing Work?

Getting equipment financing through Huge Capital is fast, simple, and designed around your business needs — not bank bureaucracy. Whether you're looking to purchase new or used equipment, or need to upgrade outdated assets, we make the process hassle-free. Start with a quick application and soft credit pull (no impact on your score), and we’ll match you with the best-fit lender based on your industry, equipment type, and financial profile.

Once approved, funds are issued directly to the equipment vendor or deposited for your purchase. You’ll repay the loan in predictable monthly payments over a set term — often using the equipment as collateral. No need to pay out of pocket upfront or tie up working capital. With Huge Capital, you get flexible terms, competitive rates, and a seamless experience from application to acquisition — all backed by experts who understand what your business needs to succeed.

Are We a Match? Here’s What We Look For.

1 Year

In Business

Business

Checking Account

$150k+

Annual Revenue

640+

Personal Credit Score

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Apply for Equipment Financing in Minutes

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Our streamlined process is designed to be completed in just minutes.

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Complete the Application

Get a Decision

Work with an expert loan advisor to choose the best option for you.

Purchase your Equipment

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Sign your contract and get funds as soon as the same day.

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 FAQs

  • We can finance a wide range of equipment including construction machinery, commercial vehicles, medical devices, restaurant appliances, and more. If it helps your business operate, it likely qualifies.

  • Loan amounts typically range from $10,000 to $500,000+, depending on your credit profile, business revenue, and the equipment type.

  • Not always. Some of our programs offer 100% financing, meaning you can acquire the equipment with little to no money down.

  • We offer flexible terms ranging from 12 to 72 months. Some plans include seasonal payments, deferred payments, or step-up structures to match your business cash flow.

  • Yes, if you choose a loan. If you opt for a lease, you will have an option to buy it out at the end of the term.

  • Yes. Many programs allow for the financing of used or refurbished equipment, as long as it meets certain criteria.

  • Yes, we have the ability to finance your 3rd party equipment purchases.