Business Line Of Credit
Access revolving credit lines up to $250,000 with approvals in as little as 24 hours. Draw when you need. Only pay for what you use.
Fast, Flexible Capital - Whenever You Need It.
Credit Limit
Access up to $250k in working capital.
Repayment
Funding in as little as 24-48 hours
Speed
Only pay for what you use
What Is a Business Line of Credit?
A business line of credit is a flexible form of funding that gives you ongoing access to working capital — without the pressure of a lump-sum loan. Think of it like a business credit card, but with better terms and real cash access.
Whether you’re covering payroll, buying inventory, or managing seasonal dips, a line of credit puts you in control. And at Huge Capital, we make it simple — with programs that range from no-doc approvals to full bank underwrites, depending on your goals.
Benefits of A Business Line of Credit
On-Demand Capital
Draw what you need, when you need it - reuse as you repay
Flexible Repayment
Only pay interest on what you use - no prepayment penalties
Speed+ Simplicity
We offer both fast programs and full bank lines - either way, we get you funded quickly
How Do Business Line of Credits Work?
Getting a business line of credit through Huge Capital is fast, simple, and built around your needs — not a bank’s red tape. Whether you want a no-doc option for quick access or a larger bank-backed line with more flexibility, we streamline the process. Start with a short application and soft credit check (won’t impact your score), and we’ll match you with the best-fit program based on your business profile and goals.
Once approved, you’ll have access to a revolving credit line — meaning you can draw funds as needed, only pay interest on what you use, and reuse your line as you repay. No need to reapply or jump through hoops every time you need capital. You get flexibility, fast funding, and the confidence of having working capital on standby — all backed by real experts who make it easy from start to funded.
Are We a Match? Here’s What We Look For.
1 Year
In Business
Business
Checking Account
$250k+
Annual Revenue
640+
Personal Credit Score
Apply For A Business Line of Credit
Our streamlined process is designed to be completed in just minutes.
Complete the Application
Get a Decision
Work with an expert loan advisor to choose the best option for you.
Draw On Your Line
Receive your funds. Sign your contract and get funds as soon as the same day.
Business Line of Credit vs. Business Loan
Business Line of Credit
A small business line of credit can offer ongoing access to funds. If you’re approved, you’ll be able to draw funds up to a certain credit limit. You’ll only pay interest on the amount you borrow. As you repay the funds become available to borrow again. This makes a line of credit ideal for managing cash flow and other ongoing business needs.
Business Term Loan
A small business loan provides a one-time lump sum of capital that you repay over a set term with predictable payments. Making it ideal for larger investments like equipment, expansion, or debt consolidation. With fixed terms and structured repayment, a business loan gives you the stability to plan ahead and focus on growth without constantly reapplying for new funds.
FAQs
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Some of our lines approve in 24–48 hours. Full bank lines can take 3–7 days depending on paperwork.
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Rates vary depending on your qualifications and the program type, but many start as low as 7–9% APR. You'll only pay interest on what you draw.
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Yes — and there are no prepayment penalties. Repaying early restores your credit line and reduces your interest.
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We underwrite your file once and match you with the most favorable program — whether that's a fast unsecured line or a larger bank-backed facility. No endless applications. No junk fees. Just the right fit, delivered fast.