Business Loans

Business Term Loans — Capital When Your Business Can't Wait

Payroll is due. Equipment just broke. A big opportunity won't wait. Whatever's driving the need, we match you across 100+ lender programs to get the right capital, fast.

Matched to your exact cash flow situation
Funding as fast as 24 hours
No hard credit pull to apply
Daily, weekly, or monthly payments

$5M+

Loan Amounts

1–5 Yr

Terms

24 Hr

Fastest Funding

5.0 ★★★★★

Trust Index Verified

Business owner reviewing funding options

Simple Process

How It Works

From application to funding - transparent, fast, and built around you.

Apply in 2 Minutes

Quick application. No hard credit pull. No obligation. We just need the basics to start finding your best options.

Get Your Custom Game Plan

We match you across our lender network and present your best options with full transparency - rates, terms, and total cost.

Get Funded

Choose the option that fits your business. Sign your docs and get funded in as little as 24 hours.

Pre-Approved

Approved Amount

$75,000

Working Capital - Business Expansion

Term 24 months

Weekly Payment $862.50

Factor Rate 1.15

Accept and Fund

Business Loan Programs

Flexible Business Loans Matched to Your Situation

We work with lenders across the country to find you the best rate, term, and structure for your situation.

Lump Sum

$5K – $5M+

One lump sum deposited directly into your business account for any business need.

Repayment

Daily, Weekly or Monthly

Pick a repayment schedule that fits your cash flow, from daily ACH to monthly.

Funding Speed

As Fast as 24 Hours

Once approved, funds can hit your account within one business day.

Direct Access to Decision-Makers

We've built relationships with lenders and banks across the country. You don't need to know which lender or bank you qualify for and meets your specific profile, we already do. One application and we will match you to the right lender and program.

Plan Your Funding

Estimate Your Business Loan

Use the calculator to explore options, then see if you meet the baseline qualifications.

Business Loan Calculator

Estimate your payments based on amount, rate, and term.

Loan Amount $250,000

Interest Rate 12%

Term Length 36 Months

Monthly Payment $5,561

Weekly Payment $1,284

Total Cost of Loan $333,667

Total Interest Paid $83,667

Who Qualifies?

Baseline requirements across our lender network.

Credit Score

550+

Time in Business

6+ Months

Annual Revenue

$100K+

Bank Account

Active Business Checking

These are minimums across our lender network. Many of our clients exceed these thresholds and qualify for better rates and terms.

Strongest profiles: 2+ years in business, $240K+ annual revenue, and 600+ credit score. But we fund businesses outside these ranges every day.

Client Success Stories

Debt Consolidation

$48K More Profit by Restructuring Debt

"Now you gotta learn how to leverage it."

A business owner came to us buried in multiple high-interest debts eating into margins every month. We restructured their debt with a single business loan at a significantly lower rate, freeing up $4K per month in cash flow. Over the year, that translated to $48K in additional profit.

Payroll Bridge

Kept 12 Employees Paid Through a Slow Quarter

"I almost had to let people go. Now we're hiring."

A construction company hit a gap between project payments. Payroll was due and the bank wasn't moving fast enough. We matched them to a lender in 48 hours, funding landed the next day, and every employee got paid on time. Three months later, they were bidding on bigger jobs.

Equipment Breakdown

Back in Operation Within 72 Hours

"Every day that truck sat meant money we weren't making."

A trucking company lost a key vehicle to a mechanical failure. Without it, they were losing $2K per day in missed loads. We got them funded for a replacement within 72 hours. No drawn-out bank process, no weeks of waiting. They were back on the road and back to revenue.

Growth Capital

Second Location Open 6 Weeks After Funding

"We'd been talking about expanding for two years. Finally pulled the trigger."

A restaurant owner had been eyeing a second location but didn't want to drain reserves. We matched them with a business loan that covered the build-out, equipment, and initial inventory. Six weeks later, doors were open and revenue was coming from two locations instead of one.

Marketing Investment

3x Return on a $50K Marketing Push

"We knew the campaign would work. We just needed the capital to launch it."

An e-commerce business had a proven ad strategy but was cash-strapped after a big inventory buy. We funded $50K in 3 days. They deployed the campaign, hit peak season hard, and generated over $150K in new revenue within 90 days.

Compare Your Options

Which Funding Product Fits?

Not sure if a business loan is the right move? Here's how it stacks up against other options we offer.

	Business Loan	SBA Loan	Line of Credit	Equipment Financing
Amount	$5K – $5M+	$50K – $5M	$10K – $500K	$10K – $5M
Speed	As fast as 24 hours	2 – 6 weeks	1 – 3 days	3 – 7 days
Term Length	6 – 60 months	10 – 25 years	Revolving	2 – 7 years
Credit Score	550+	680+	550+	550+
Use of Funds	Any business purpose	Restricted by SBA	Working capital	Equipment only
Best For	Growth, expansion, payroll, debt consolidation	Large purchases, real estate, acquisitions	Cash flow gaps, seasonal needs	Vehicles, machinery, tools
		Learn More	Learn More	Learn More

Common Questions

Business Loan FAQs

Straight answers. No fine print games.

What credit score do I need for a business loan?+

The minimum credit score across our lender network is 550. That said, a higher credit score opens the door to better rates and longer terms. We work with lenders who evaluate the full picture - not just your score - so strong revenue or time in business can offset a lower credit number.

How fast can I get funded?+

Most business loans fund within 1 to 5 business days from application. Some programs can fund as fast as 24 hours. The timeline depends on the lender, the amount, and how quickly you can provide documentation. We will let you know upfront what to expect for your specific situation.

Will applying hurt my credit score?+

No. Our initial application uses a soft credit pull, which does not affect your credit score. A hard pull only happens if you decide to move forward with a specific lender offer - and we always let you know before that step.

What documents do I need to apply?+

To get started, all we need is a simple application. As you move through the process, lenders may request items like 3 months of bank statements, a business tax return, or a profit-and-loss statement. We will guide you through exactly what is needed based on the program you qualify for.

Can I pay off my loan early?+

In most cases, yes. Many lenders in our network offer early payoff options, and some provide interest discounts for paying ahead of schedule. We will make sure you understand the prepayment terms before you sign anything so there are no surprises.

What industries do you work with?+

We work with businesses across nearly every industry - from construction and manufacturing to e-commerce, healthcare, food and beverage, professional services, and more. If you have an established business generating revenue, there is a strong chance we can find the right lender for you. A few highly regulated industries may have restrictions, but we will tell you upfront if that applies.